mrfrugal

I’m sticking to my guns and voting yes on proposition 8.  We must not let liberals distort the sanctuary of marriage (straight people defy marriage enough).  I am not saying gays have everything in their favor but come on; marrying each other is an oxymoron.  They should not be able to wed and adopt kids and raise them to be gay lovers; tolerance is a better solution. Remember, that it was a Frisco mayor and four judges that decided to legalize gay marriage, not the people of California.  We must not let judges continue to make the laws as they seem fit.  VOTE YES on 8.  Remember to always go against the majority of liberals and/or conservatives, they both suck. One side just sucks penises.

No, Italians do not suck; I just used the title to get your attention.  But I do have some problems/concerns with Italians. When I say Italian I mean the ones that are actually live in Italy.  Italians that live in Italy do not consider Americans of Italian decent Italians. It’s a bit complicated (tomorrow’s blog will explain). Anyway the Italian state is dying off, not by war or famine but for one simple reason, Italians are not reproducing enough. If you have ever been to Italy you should have noticed that there were only a few young people and most of them were black or Romanians.  I think Italy needs a wake up call and starts having more unprotected sex if they are to remain Italians. If not, then the Africans and Romanians will take over that country.

In California we are not just voting for the next president but are also voting whether or not homosexuals should be allowed to marry each other. This has come with loud voices from both sides of the fence, straight and gay. You have the liberals on one side believing everybody is created equal and should have every right under the sun. Keep in mind for those that are not Californians that liberals here are far to the left. Then you have the people on the other side mainly conservatives, blacks and Mexicans are that totally against gay marriage. These are my personal observations of course, speaking to family, co-workers, neighbors and friends.

I myself am voting Yes on Prop 8 which means I am against gays getting married in this great state of mine. If homosexuals want to shove penis’s up their asses and buy dildos to please themselves that’s none of my business. Just as long as homosexuals are having consensual sex and relationships then we should not tread on their actions. But we must have some rules or we are heading for a slippery slope. I can see some sick bastards getting married to their sisters or first cousins if this law is not passed. We California’s must not follow the few in the Frisco area. Damn liberals, they are worse then conservatives.

Just because gas prices now hover around $3.27 a gallon doesn’t mean you can go out and buy that SUV.  Well, the current economic conditions will help you keep that SUV on the lot anyway.  But even so, we must keep steady and continue to conserve gasoline to help our economy as a hole.  If you don’t waste money on gasoline we can add money to our savings accounts or buy some goods from the hardware store to keep our houses up.  With a recession on hand you can not afford to give you money to corrupt regimes such as Saudi Arabia and Venezuela. We must keep our economy growing along with emerging economies.  We must continue to be smart with our money and it starts with our consumption of fossil fuels.

Okay, did you listen to my Sunday night blog and keep the bulk of you financial assets in the stock market and/or via mutual funds. I’m not trying to paint a rosy picture about our current economic condition but it is not as bad as the media perceives it to be.  However, if you did sell you financial assets Monday and Tuesday I don’t blame you.  Scientific studies have a term for such actions it’s called “fight or flight.”  Those that left had fear in them and flew the cuckoos nest.  Next time stay a little crazy and have faith in the markets along with a huge socialist bailout of the American financial institution.

Do not expect to be in black this year, but stay due course and ride out the storm, you’ll thank me five years from now.  Keep in mind, unless you are a professional trader you are not living off any dividends or capital gains from the sale of financial assets.  Your goal is to cash in those dividends and capital gains when you retire 20 years from now. Godspeed fellow investors I wish you well.

Let’s not continue to panic with the economy crisis. Continue to pump money into the market via 401k, buy stocks individually or mutual funds. The interests at stake are not just America but the world’s economy but most important, your finances.  With interest rates recently being cut, falling oil and cash about to be pumped into the banking system indicates that now is the best time to fight for your financial future. 

Overall non added value costs for the production and shipping of goods will decrease with the drop of oil and company’s holding back costs.  Hopefully, the cuts will come from oversea sources for it will not put a damper on home jobs.  But I guess if home companies are inefficient then maybe they themselves are holding back the recovery of the US and world economy.  What’s my main message for today is to buy, buy and buy stocks (research your picks please).

OUCHHHH!!!! Have any of you seen you 401k’s lately.  Damn, my 401k is down 38% for the year.  Now I know a lot of you are thinking if not already taking your money out of stocks.  But if you are 45 are under take my advice and continue to contribute to your 401k because you have time on your side.  The best time to buy stocks is when they are cheap.  The stocks have actually reached a normal price earning ratio.  So keep buying those stocks and you may even want to contribute more to your 401k. Do not panic and sell low only to buy high five years from now.  Yes, five years to see your 401 get back in black from today’s starting line.  Remember, saving for retirement is a marathon not a sprint.  If you’re over 45 then it sucks to be you.

After a long hard days work in the office I come home to my wife and kids not expecting them to say thank me for going to work for us. But I know they care and are grateful of my daily work adventures in accounting. However at times I wonder why we work; to put a roof over our heads, food in our bellies or just keeping up with the Joneses.  At times I want scream at the top of my lungs shouting to the world that I am not machine here to make YOU money. I am a human being! I want inner peace and tranquility with a big screen TV on my wall. Is that to much to ask?

Paying property taxes in Orange County sucks.  I know paying taxes is as part as life as death but here in California these public officials take as much as they can before you go bankrupt.  The county assessed my house at $464,000 but my house has been on the market for three months at $440,000 with no takers.  What the hell kind of crap is that, the value of my house drops by about 20% but my property taxes goes up by 2%.  I should of stayed in Los Angeles County were the crime may be higher but at least my stolen money will go to buy iPods by kids than to have my funds go to city officials to put my money in their trust funds and offshore accounts. Screw Orange County, there are more white collars thieves in this county than all of San Diego and Los Angeles county combined.  And the crime starts in Placentia, CA.

Have you ever had one of those weeks when you wished it ended when it first started? This week was hell at work. From excel formula mishaps to total brain meltdowns you name it happen to me.  The only thing that got me through the days was pictures of family and the good grace of God.  If I wasn’t a religious man to begin with I would have been converted.  But all and all the week is all but over and I have no major responsibilities on Friday.  I must be thankful that I do have a career and a roof over my head but most important a roof over my families heads. So to all you people having a bad week I say Godspeed my fellow warriors and fight on. The weekend is here.